The Problem With
Bundled Pricing
Traditional dealers bundle everything into one price: home, delivery, setup, site work. Sounds simple, right? But here’s what they don’t tell you:
- •You can’t see where your money goes
- •Hidden markups on delivery and site work
- •Forced to use their contractors (more markup)
- •No way to save by doing some work yourself
Typical Dealer Quote
Reality: You’re paying for hidden markups on delivery, setup, and site work. And you have no choice in contractors.
Our Line-Item Approach
Every cost is separate. Every choice is yours. See exactly what you’re paying for.
The Home
Call for pricingYour manufactured or modular home from Champion's factory. We add only a fair margin on our factory-direct cost. Most dealers markup 20-40% here.
- Factory-direct base pricing
- Customization costs itemized
- Fair dealer margin (not 20-40%)
- No 'destination charges' or hidden fees
Delivery
Call for pricingTransporting your home from Decatur, IN to your site. Depends on distance, home size, and route complexity.
- Distance-based pricing
- Oversize load permits included
- Escort vehicles if required
- Insurance during transport
Setup & Installation
Call for pricingPerformed by the setup crew you hire: placing the home on the foundation, leveling, securing, and connecting utilities. Critical work that affects your home's longevity.
- Foundation placement
- Leveling and anchoring
- Utility connections
- Final inspection prep
Site Work
Call for pricingEverything before delivery, handled by your own contractors: land clearing, foundation, driveway, utilities, landscaping. Most variable cost.
- Land clearing and grading
- Foundation (concrete/block/pier)
- Well/septic or utility hookups
- Driveway and landscaping
Side-by-Side Comparison
| Cost Item | Factory Direct | How it differs |
|---|---|---|
| Home (Base Price) | Quoted separately | Factory-direct + fair margin vs. 20-40% markup |
| Delivery | Quoted separately | Itemized separately vs. hidden in 'total price' |
| Setup & Installation | Quoted separately | Your choice of crews vs. forced vendor |
| Site Work (est) | Quoted separately | Use any contractor vs. marked-up bundled cost |
Every one of these is a separate line on your quotation, and you hire your own contractors wherever it saves you money. Call (260) 308-1457 and we’ll put real numbers against every line, in writing.
Common Questions
Can I really use my own contractors?
Absolutely — in fact, that’s how it works here. You hire your own excavator, concrete crew, and electrician, and many of our customers save real money doing it. If you need a starting point, ask for our referral list of licensed and insured contractors past customers have used.
What if I don’t know any contractors?
No problem. Ask us for our referral list of licensed and insured contractors that past customers have used. You hire and pay them directly — and you’ll still see every line item.
Is the home price really factory-direct plus a fair margin?
Yes. Our pricing is factory-direct with a transparent dealer margin (typically 10-15%, not the 20-40% you’ll find elsewhere). No games, no hidden fees.
What costs are fixed vs. variable?
The home price is fixed once you choose your model and options. Delivery is fixed based on your distance. Setup and site work vary based on your property and choices — that’s where you have the most control over total cost.
See It For Yourself
Browse our floor plans and request a custom quote. You’ll see line-item pricing for your specific home, location, and preferences — no obligation, no pressure.
Site work, foundations, utilities and setup are yours to arrange. Our referral list names licensed and insured contractors past customers have used — it is information, not a recommendation or an endorsement. We do not hire, supervise, schedule or warrant them, we receive nothing for naming them, and you are free to use anyone you choose.