The Problem With
Bundled Pricing
Traditional dealers bundle everything into one price: home, delivery, setup, site work. Sounds simple, right? But here's what they don't tell you:
- •You can't see where your money goes
- •Hidden markups on delivery and site work
- •Forced to use their contractors (more markup)
- •No way to save by doing some work yourself
Typical Dealer Quote
Reality: You're paying for hidden markups on delivery, setup, and site work. And you have no choice in contractors.
Our Line-Item Approach
Every cost is separate. Every choice is yours. See exactly what you're paying for.
The Home
$89,900Your manufactured or modular home from Champion's factory. We show you the factory invoice and add only a fair margin. Most dealers markup 20-40% here.
- Factory base price visible
- Customization costs itemized
- Fair dealer margin (not 20-40%)
- No 'destination charges' or hidden fees
Delivery
$2,500 - $8,000Transporting your home from Decatur, IN to your site. Depends on distance, home size, and route complexity.
- Distance-based pricing
- Oversize load permits included
- Escort vehicles if required
- Insurance during transport
Setup & Installation
$5,000 - $15,000Performed by the setup crew you hire: placing the home on the foundation, leveling, securing, and connecting utilities. Critical work that affects your home's longevity.
- Foundation placement
- Leveling and anchoring
- Utility connections
- Final inspection prep
Site Work
$5,000 - $50,000+Everything before delivery, handled by your own contractors: land clearing, foundation, driveway, utilities, landscaping. Most variable cost.
- Land clearing and grading
- Foundation (concrete/block/pier)
- Well/septic or utility hookups
- Driveway and landscaping
Side-by-Side Comparison
| Cost Item | Factory Direct | Traditional Dealer | Notes |
|---|---|---|---|
| Home (Base Price) | $89,900 | $95,000 - $105,000 | Factory invoice + fair margin vs. 20-40% markup |
| Delivery | $3,500 | Bundled (hidden) | Itemized separately vs. hidden in 'total price' |
| Setup & Installation | $8,000 | Bundled (hidden) | Your choice of crews vs. forced vendor |
| Site Work (est) | $10,000 | Bundled (hidden) | Use any contractor vs. marked-up bundled cost |
| Total | $111,400 | $125,000 - $140,000 | Save $13,600 - $28,600 with transparency |
Common Questions
Can I really use my own contractors?
Absolutely — in fact, that's how it works here. You hire your own excavator, concrete crew, and electrician, and many of our customers save $5,000-$10,000 doing it. If you need a starting point, ask for our referral list of licensed and insured contractors past customers have used.
What if I don't know any contractors?
No problem. Ask us for our referral list of licensed and insured contractors that past customers have used. You hire and pay them directly — and you'll still see every line item.
Is the home price really the factory invoice plus a fair margin?
Yes. We show you the factory base price and add a transparent dealer margin (typically 10-15%, not the 20-40% you'll find elsewhere). No games, no hidden fees.
What costs are fixed vs. variable?
The home price is fixed once you choose your model and options. Delivery is fixed based on your distance. Setup and site work vary based on your property and choices — that's where you have the most control over total cost.
See It For Yourself
Browse our floor plans and request a custom quote. You'll see line-item pricing for your specific home, location, and preferences — no obligation, no pressure.