Why Jay County Buyers
Shop With Us
Moving from a rental means planning more than a monthly payment: land or a lot, the site work you will contract, utilities, insurance and taxes. Our Portland post walks through the steps in order. We deliver across Indiana, with freight quoted per route — it is its own line on your quote, never folded into the home price.
- ✓First-time owners moving from a rental
- ✓Farm parcels and small-town lots across the county
- ✓A line-item quote that shows the home, options and freight separately
- ✓A lender list of companies past customers have used, if you need one — you choose your own lender
Communities we deliver to
- Portland
- Dunkirk
- Redkey
- Pennville
- Bryant
- Salamonia
Freight is quoted line by line for your exact site; site work and set-up are done by the contractors you hire. See what to expect on delivery day.
Zoning & permits in Jay County
Jay County's planning office in Portland handles the unincorporated county, and Portland, Dunkirk and the towns permit inside their limits. Many rural districts allow a HUD-code home on a permanent foundation with skirting. Confirm your parcel with the right office before you order — we can tell you which one answers for your address.
Foundations & frost depth
Footings and piers go below the frost depth the county building department sets; ask for the figure when you apply for the permit. Champion's set-up drawing gives the pier layout, and the foundation contractor you hire builds to both, so plan the concrete before the home ships.
Read our zoning guide and site-work checklist for what a typical Jay County set-up involves.
Read more about Jay County
Jay County questions
What should a renter plan for before buying a manufactured home?
Where the home will sit, the site work you will hire out, utilities, insurance and property taxes, alongside the home itself. Our Portland post lays out the order to work through them.
Do you arrange financing?
No. You choose your own lender. We can hand you a list of lenders our past customers have used; we recommend none of them and we do not pull credit.
Do you deliver to Jay County?
Yes. We deliver across Indiana, with freight quoted per route.
Factory Direct Homes Center is not a lender and does not offer, arrange or broker financing. The lender list names lenders our customers have used before — it is information, not a recommendation. We are not affiliated with any of them, we receive nothing for naming them, the order they appear in means nothing, and you may apply to as many as you like. The choice is yours.
Site work, foundations, utilities and setup are yours to arrange. Our referral list names licensed and insured contractors past customers have used — it is information, not a recommendation or an endorsement. We do not hire, supervise, schedule or warrant them, we receive nothing for naming them, and you are free to use anyone you choose.